As part of our commitment to provide convenient, low cost
financial services, SECU offers a competitive VISA credit card program. An SECU
VISA credit card can be used to make purchases, receive cash advances, or act as
overdraft protection for your Credit Union checking account. This card is also
protected with Verified by VISA1 when you shop
online at participating merchants.
Members may apply for a new SECU VISA or a credit limit
increase on their existing VISA through Member Access.
Features
Current interest rate is
% APR2
Minimum interest rate of
%,
maximum rate of %
Grace period for purchases if the balance is paid in full each month
No annual fee, although late payment and over-the-limit fees do apply
Accessible through ASK SECU, Member Access, and any ATM displaying the VISA logo
Low monthly payments
Annual credit card summary statements available upon request
Reissued automatically for accounts in good standing
Member ID photo may be added for additional security
1 Members must visit the Verified by VISA page to enroll in this free program.
2 The first 6-month Treasury Bill auction held each quarter will establish an
index to which a margin of 5% will be added to set the interest rate. The interest rate is
subject to change quarterly. APR = Annual Percentage Rate.
