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Checking

State Employees' Credit Union offers a checking account that is convenient and affordable. By owning a SECU checking account, your $1 maintenance fee is automatically contributed to the SECU Foundation. The SECU Foundation promotes local and community development by primarily funding high impact projects in the areas of housing, education, healthcare and human services.

Features

  • Current interest rate is % / % APY1
  • $0 required minimum balance2
  • Dividends-earned compounded daily, paid monthly
  • $1 monthly maintenance fee, automatically contributed to SECU Foundation3
  • 50 checks per statement period free4
  • Accessible via ATM, ASK SECU, Member Access, branch and SECU Call Center
  • Optional overdraft protection
  • Online BillPay service
  • Debit cards for purchases and ATM transactions
  • Automated drafts and deposits
  • Online images of most cleared checks
For detailed information, please review the Checking Service Brochure.

You may apply for a checking account online via Member Access.


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1 Quoted rates and annual percentage yields (APY) are subject to change daily.
2 Initial deposit must cover cost of initial maintenance fee(s) and check order(s).
3 Members may elect to contribute $1 fee to SECU standard service charge. (Zard checking accounts do not have the option of contributing $1 fee to SECU Foundation.)
4 Cleared items exceeding 50 incur $0.20, per item, fee.
Deposit Rates
Share / APY
Money Market / APY
Checking / APY
IRA / APY
Lending Rates
New Auto / APR
Home Equity / APR
2 Yr. ARM / APR
Quoted rates, dividends, annual percentage yields (APY) and rates (APR) are subject to change daily at the discretion of the Board of Directors.