Checking Account Activity Today Detail
Pending transactions included in the Activity Today total have been received and are reflected in the current balance but not yet posted to the account. You may view most transaction details included in Activity Today on the Activity Today Detail page. When transactions have posted to the account history, they should be deleted from the Activity Today Detail page during our nightly processing (approximately 2 am Eastern).
At this time, not all pending transaction details can be displayed on this page. The pending transactions that cannot be displayed are included in the
Other
total listed at the top of the page. More details will be added to this page as updates are made to our host systems.
Point of Sale
The Point of Sale transactions displayed on the Activity Today Details page are authorizations submitted by the merchant. The authorization amount is an estimate by the merchant which can be for more or less than the actual debit amount authorized by you. For example, restaurants usually authorize the amount of the meal without the tip. Authorizations may remain in activity for up to 3 business days. The actual debits for Point of Sale transactions can take up to 3 or more business days to be submitted by the merchant and received by the Credit Union for posting.
Additionally, you should know that a merchant may reverse the authorization at your request, and/or extend or modify the amount of the authorization in certain circumstances (such as an extended hotel stay). If an extension or modification is submitted by a merchant, the hold on your account will be extended or modified.