Checking Account Detail

Definitions

Beginning Balance - The balance in your account after nightly processing.

Activity Today - Transactions that we have received but have not yet posted to your account.

Monetary Holds - Funds in an account placed on hold other than Deposits Pending.

Deposits Pending - Funds from checks deposited at CashPoints ATMs that are being held subject to the automatic one-day hold.

Overdraft Transfer Balance - The sum of Available Balance(s) in the protecting account(s), less any funds not available for transfer from the protecting account(s).

Available Balance - The current balance, minus any "monetary holds" or "deposits pending". The balance does not include funds in any accounts designated as protecting accounts for SECU's Overdraft Transfer Service. For share, Zard share, FAT CAT, Coverdell ESA, IRA or SEP IRA accounts where a minimum balance must be maintained, the Available Balance includes this required minimum balance amount; however, this balance amount cannot be transferred to another account for any purpose. The Available Balance is used to determine if you have enough funds available to pay items. The Available Balance may not reflect every transaction or the final amount of every transaction you have initiated or authorized. Please see the Account Disclosures for more information.

Current Balance - The beginning balance plus or minus any items in Activity Today that have not yet posted. The balance does not include funds in any accounts designated as protecting accounts for SECU's Overdraft Transfer Service. Items in Activity Today include transactions that we have received but have not yet posted to your account. The Current Balance does not include items such as scheduled BillPay transactions and checks that you have written but that have not yet cleared your account.

How to use Checking Account Detail:

  1. Using the Sort By list, you can sort your transactions by: Checks Only, ATM Transactions Only, Visa Check/Interlink, Debit Only or Credit Only.
  2. You can select a date range for viewing your transaction by selecting a From Date and a To Date. Only the past 120 days of checking history is available.
  3. Once you have sorted your transactions, click the Get History button and your transaction list will change.
  4. To view a check image, click on the "Check with Image" link.
  5. If you wish to view another account, use the Account drop down list and click on the account name.
  6. Use the Quick Links to easily navigate to related pages.